Hurricane Sandy hit more than a year ago, but are you still finding damage caused by the superstorm? And among work, chores, grocery shopping and getting the kids to school, do you still need time to complete your flood insurance claim? Well, you're in luck (an extra six months of luck, to be exact).
The Federal Emergency Mangement Agency (FEMA) has extended the deadline by six months to file for flood insurance claims in connection with Hurricane Sandy. New Jersey homeowners and businesses now have until Oct. 28, 2014 to file a complete flood insurance claim or proof of loss documentation.
Hurricane Sandy Effects - Wikimedia Commons
Has Hurricane Sandy made you rethink flood insurance!? Has it taught you that homeowners insurance does NOT cover you for a flood? The National Flood Insurance Program (NFIP) allows you to purchase up to $250,000 on your home and $100,000 on your contents. With those limits, an NFIP flood policy could have an annual rate as low as $187! Your cost depends on the location, construction and age of your home.
Just remember that there is a 30-day waiting period before your coverage begins (which means you can't sign up the night before a hurricane is forecasted). To sign up or talk about your options for a flood insurance policy, email firstname.lastname@example.org or call 732-389-6000.